**Credit Pack – Bank Loan Dossier
Professional Loan Application File Preparation for Businesses & Individuals**
Accessing bank financing in Vietnam requires a complete, well-prepared, and compliant dossier. Whether for business loans, working capital facilities, investment projects, or personal financial needs, an incomplete or poorly structured file often leads to loan rejection or significant delays.
The Credit Pack – Bank Loan Dossier service by Veritas Trust helps clients build a high-quality, credible, and bank-ready loan application to maximize approval rates and ensure smooth processing.
⭐ 1. Scope of Service – Credit Pack Preparation
1.1. Financial Assessment & Eligibility Review
- Analyze the applicant’s financial capacity (company or individual).
- Evaluate loan purpose, repayment ability, and collateral structure.
- Identify strengths, risks, and bank suitability.
1.2. Preparation of Bank-Standard Loan Documents
We support preparing all required documents including:
- For Businesses:
-
- Business registration & legal documents
- Financial statements (historical & forecast)
- Bank statements & cashflow reports
- Debt schedules & repayment plans
- Investment/project dossiers (if applicable)
- Collateral documentation (property, assets, inventory, receivables)
- For Individuals:
- Identification & income documents
- Employment or business proof
- Bank statements & personal cashflow
- Collateral ownership documents
- Debt declaration (if required)
All documents are prepared following Vietnamese bank standards, increasing the chance of approval.
1.3. Loan Application Structuring
- Define optimal loan structure (tenor, repayment schedule, loan type).
- Prepare credit justification & purpose explanation.
- Build financial projection supporting loan feasibility.
1.4. Submission Support & Bank Communication
- Guide clients on how to present documents to the bank.
- Support communication with Relationship Managers (RM).
- Assist in providing additional documents when requested by the bank.
- Follow up until the application reaches final assessment.
(If client requests full representation, an additional fee may apply.)
⭐ 2. Who Should Use This Service?
This service is ideal for:
- SMEs seeking working capital or investment loans
- Startups planning to expand or purchase fixed assets
- Companies needing professional credit files for multiple banks
- Individuals applying for personal loans or mortgage loans
- Businesses preparing for lines of credit or trade finance
⭐ 3. Benefits of Credit Pack – Bank Loan Dossier by Veritas Trust
✔ Increase loan approval probability significantly
✔ Professionally structured financial documentation
✔ Consistent, compliant, and bank-standard reporting
✔ Reduced time spent preparing and correcting applications
✔ Clear cashflow and repayment plan to enhance credibility
✔ Support from experts with real banking and credit assessment experience
⭐ 4. Service Fee
- 6,666,000 VND / $258.00 (excluding VAT)
- One-time preparation fee
- Additional support for complex loans or high-value facilities will be quoted separately
⭐ 5. Why Choose Veritas Trust?
- Deep expertise in credit analysis & banking procedures
- Strong understanding of Vietnam’s lending criteria across banks
- Transparent, result-oriented workflow
- Tailored support for both individuals and businesses
- Commitment to confidentiality and data accuracy
